If you accidentally injure a coworker while backing up a service van, who is most likely responsible for the injury claim?

The reasoning behind the conclusion that the company will have to pay the injury claim revolves around the principle of employer liability and workers' compensation laws. In many jurisdictions, when an employee is injured while performing work-related duties, the employer is typically responsible for handling injury claims through workers' compensation insurance.

This coverage is designed to protect employees who suffer work-related injuries, ensuring they receive medical expenses, wage replacement, and other related benefits without needing to prove negligence. The company, having a duty to maintain a safe work environment, bears the responsibility even if the injury occurred due to an accident involving another employee, such as the driver of a service van.

The other choices do not align with these legal frameworks. Assuming that the injured worker has no claim disregards the protections extended to employees under workers' compensation laws. Holding the driver personally responsible overlooks the role of the employer in providing safety and insurance. While it is true that the injured worker may have health insurance, that does not negate the employer's liability under workers' compensation for work-related injuries, as that insurance typically covers costs specifically related to workplace incidents. Thus, it is clear that the company stands liable for the injury claim in this scenario.